The housing market crash of 2008 has become a distant memory, and home values are rising again. The strong economy has also attracted investors who want to make real estate a part of their investment portfolio. By understanding what is LendInvest Loan Engine, it can’t be hard enough to find the perfect investment property. But the question is, how would you finance it? A little creativity and preparation can bring financing within reach for many real estate investors by considering the following tips.

Make a Significant Down Payment

Because mortgage insurance does not cover investment property, you will need to pay at least 20% down to get traditional financing from lenders. If you can afford to pay 25 percent, you may be eligible for a lower interest rate. A larger down payment allows you to “more skin in a game” and has more potential for loss if your investment fails. It can be an effective incentive.

The bank also has greater protection against losing its investment if it receives a larger down payment. You can lose your entire stake if the investment does not go well before the bank starts losing any money on the property. Even if you do not have the down payment funds, you may be able to apply for a second mortgage, though it is likely to be an uphill process.

Consider a Local Banker or Broker

If your down payment is not quite as big, you can consider a smaller bank to finance your …